First Quote Health Insurance
It’s More Than Just the Premium
Determine what your needs are: Are you and your family relatively healthy, or have there been some accidents and illness in the past? Determining your health risks are essential when deciding which health plan is right for you. Plans with a lower premium seem appealing; however, they carry hefty deductibles that you would be responsible for should the unfortunate happen. It’s a risk, but if you haven’t had any major medical events recently and you don’t anticipate any in the future, a low premium plan may be right for you.